USA Cycling Race+

Every time you're in the saddle — you're covered.

Spot can cover your deductible and in- and out-of-network medical costs per injury.

Yep, you’re covered anytime you're pedaling.

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Coverage Overview

Benefits Overview

$50,000

Accident Medical Expense Coverage

$10,000

Accidental Death or Dismemberment

$5,000

Heart and Circulatory

$0

Deductible

Who is covered?

Active USA Cycling Race+ members.

What activities are covered?

Bicycle-related activities, including but not limited to: commuting, group rides, training, gran fondos, gravel events and while performing bicycle maintenance and repair as well as racing in a USA Cycling sanctioned, sponsored or approved events or activities.  

When are you covered?

While participating in the above activities.

Where are you covered?

Anywhere in the United States. International Race members are covered worldwide.

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FAQs

See a full list of FAQs
here
What medical costs are covered under Spot?
What if I have to submit a claim?
Is Spot health insurance?
What is excluded in my policy?

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We’ve got you covered.

© 2023 Spot Insurance Inc. All rights reserved. USA Cycling is the policyholder for Accident Insurance that covers all licensed members of USA Cycling’s annual program, (including e-bikes up to 750 watts) participating in USA Cycling sanctioned or sponsored or supervised events for whom premium has been paid. Includes participation in sanctioned or sponsored or approved worldwide events or activities and for USA Cycling approved members while participating in and training for cycling events while outside of the United States. In addition, USA Cycling directed training and travel to and from event or training sites as part of the USA Cycling Development and National Teams. Coverage also includes participating in bicycle (including e-bikes up to 750 watts) related activities, including but not limited to: commuting, group rides, training, gran fondos, gravel events, while performing bicycle maintenance and repair for whom premium has been paid. Coverage is subject to the terms conditions and exclusions of the policy. Coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Company and facilitated by Spot Insurance Inc.

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