Every time you're in the saddle — you’re covered.
Our injury insurance policy pays up to $25,000 of your covered medical bills with $0 deductible — giving you maximum confidence to gobble up the miles.
Purchase CoverageOur injury insurance policy pays up to $25,000 of your covered medical bills with $0 deductible — giving you maximum confidence to gobble up the miles.
Purchase CoverageAccident Medical Expense Coverage
Accidental Death or Dismemberment
Heart & Circulatory Coverage
Deductible
All citizens or permanent residents of the United States, including individuals holding valid temporary work visas who are enrolled members of the Oregon Bicycle Racing Association’s voluntary annual program.
Bicycle (including e-bikes up to 750 watts) related activities, including but not limited to: commuting, group rides, training, gran fondos, bicycle maintenance and repair, and events sponsored and supervised by Oregon Bicycle RacingAssociation for whom premium has been paid. Coverage does not apply to any other sponsored races-only racing that is sanctioned by OBRA is covered.
Anytime you’re on a bike. You’re covered until 12/31/2023 from the day you purchase Spot.
Anywhere in the US and its territories.