Spot covers in- and out-of-network medical costs up to $25k per injury. Coverage is an optional add-on offered with your USA Climbing membership. Exclusions and terms apply.
Purchase CoverageAccident Medical Expense Coverage
Accidental Death or Dismemberment
Heart and Circulatory
Deductible per injury
All citizens or permanent residents of the United States, including individuals holding valid temporary work visas, who are active members and registered participants of the USA Climbing Voluntary annual program for whom premium has been paid.
Covered activities include recreational climbing, training, route setting, coaching, and competing outside of sanctioned US Climbing events.
Coverage for each USA Climbing annual member will be in effect for one year from enrollment. Coverage is contingent on being an active USA Climbing member. Coverage is not prorated to match membership term and requires an active membership.