USA Climbing

Spot Injury Insurance

Spot covers in- and out-of-network medical costs up to $25k per injury. Coverage is an optional add-on offered with your USA Climbing membership. Exclusions and terms apply.

Purchase Coverage

Coverage for climbing outside of USA Climbing events.

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Benefits Overview

Coverage Overview

$25,000

Accident Medical Expense Coverage

$10,000

Accidental Death or Dismemberment

$10,000

Heart and Circulatory

$250

Deductible per injury

Who is covered?

All citizens or permanent residents of the United States, including individuals holding valid temporary work visas, who are active members and registered participants of the USA Climbing Voluntary annual program for whom premium has been paid.

What activities are covered?

Covered activities include recreational climbing, training,  route setting, coaching, and competing outside of sanctioned US Climbing events.

When are you covered?

Coverage for each USA Climbing annual member will be in effect for one year from enrollment. Coverage is contingent on being an active USA Climbing member. Coverage is not prorated to match membership term and requires an active membership.

Learn More

FAQs

See a full list of FAQs
here
What medical costs are covered under Spot?
What if I have to submit a claim?
Is Spot health insurance?
What is excluded in my policy?

Already Purchased your Membership?

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We’ve got you covered.

© 2024 Spot Insurance Inc. All rights reserved. USA Climbing is the policyholder for Accident Insurance that covers eligible participants of USA Climbing, participating in activities sponsored or supervised by the policyholder for whom annual/season premium has been paid. Coverage is subject to the terms conditions and exclusions of the policy. Coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Company and facilitated by Spot Insurance Inc.

Spot Insurance Agency Inc. is a licensed agent/broker offering accidental death and dismemberment insurance policies and travel insurance.
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