Currently you can buy insurance for one person at a time. To cover another person, simply repeat the purchase process and provide their details at checkout. Please note, all individuals must be USA Triathlon members to be eligible for coverage.

No, you are not. You must have an active USA Triathlon Annual Membership to be eligible for coverage.

General illness, pre-existing conditions, overuse injuries (wear and tear), and chronic sickness are not included in your policy coverage. Spot only covers accidental injuries that happen while you're participating on the mountain when you’re using your pass..

This website is intended as a brief summary of benefits and services for US residents. Actual coverage may vary. It is not part of your plan document and does not contain a complete summary of your coverage. If there is any difference between this website and your plan document, the provisions of the plan document will prevail. Benefits and plan costs are subject to change. Coverage is subject to the terms conditions and exclusions of the policy.

For a full list of exclusions please see the Benefits Summary here.

No, Spot is not health insurance. Spot's plan provides coverage for reimbursement of medical bills incurred for injuries stemming from accidents. As much as we’d like to help you with your stomach flu (drink plenty of fluids!), that's just not our thing. General illness and sickness are not included in your policy coverage.