We’re glad you found us.

Ready to drop into a black diamond?
Bomb it down a singletrack?
Bag a fourteener—or maybe all of them?



Right on—let’s get you covered. Here’s a list of friends in our camp that offer Spot.

Looking to chase powder?

Add Spot Insurance to your Ikon Pass inside checkout! Already have your pass? Call the Contact Center at 888-365-IKON to purchase Injury Insurance.

All PSIA-AASI instructors have the option to purchase Spot Insurance through their membership portal.

Add Spot Insurance to your Jackson Hole season pass inside checkout.

Add Spot Insurance to any single-day lift ticket during checkout or purchase coverage for the season.

Add Spot Insurance to any single-day lift ticket during checkout or purchase coverage for the season.

Ready to pedal harder?

Sign up for Ride or Race+ memberships to be covered for any accidental injury anytime you’re on a bike—including training, touring, commuting, gran fondos, on- or off-roading, and e-bikes up to 750 watts. Only racing that is sanctioned by USAC is covered.

Members have the option to purchase either annual or single event Spot Insurance to be covered when they are training or participating in an event on any sanctioned USA BMX / BMX Canada track.

Members have the option to purchase annual Spot coverage for any accidental injury anytime they're on a bike—including training, touring, commuting, gran fondos, on- or off-roading, and e-bikes up to 750 watts.

NEMBA members have the option to purchase annual coverage and are covered for any accidental injury anytime they're on a bike—including training, touring, commuting, gran fondos, on- or off-roading, and e-bikes up to 750 watts. Only racing that is sanctioned by NEMBA is covered.

Want to try a little of everything?

Spot Insurance is included with all lessons and programs. You can purchase annual coverage for anytime you’re on the golf course.

All members, coaches, officials, and referees have the ability to purchase annual Spot Insurance coverage.

Members can purchase Spot Insurance for coverage while skiing, snowboarding, mountain biking, hiking, and rock climbing anywhere in the U.S.

Members can purchase annual coverage for anytime they’re training or competing in Strongman competitions/events.

When booking a Wilderness Collective adventure excursion customers have the option to add Spot insurance for coverage while on their trip.

Members can purchase Spot Insurance for coverage when they are hiking, camping, skiing, snowboarding, splitboarding, rock climbing (not free solo climbing), bouldering (indoors or outdoors), mountain biking, kayaking, rafting, trail running, canyoneering, and more.

Meet you outside.

Our policies pay your covered medical bills. So you have the confidence to live adventurously.

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We’ve got you covered.